MarcelConcepts
Phone 314-993-8300




































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Meeting Your Mortgage Needs.. Today! 


We are Mortgage Loan professionals who are dedicated to providing you the best possible service to meet your Mortgage Loan needs today. Whether you are buying your first home, dreaming about that perfect vacation home or need to Refinance your home quickly at a fair price, we can help make your dreams come true.

Our pride in this community and for helping people find Home Loans shines through in the way we approach our clients. We understand that a home is much more than four walls and a roof. We are also very aware that every customer is unique, so we take the time to custom tailor our approach to each client's unique requirements. When you make your next move, put our experience, upbeat attitude and motivation to work for you.

Whether you're buying or selling, need a mortgage (or a second mortgage), just have a few questions or need anything else that involves real estate ... our sole purpose is to be at your service. Now, through this website, we are available 24 hours a day to work tirelessly to meet your needs. We look forward to earning your trust and helping you realize your dreams.

Please give us a call; send us an email; use one of the special forms on our website to request information; browse through our online property gallery or just enjoy our website. Have a great day and thanks again for visiting!



Contact Us Today!


MarcelConcepts
314.993-8300
314-993-8305 Efax
8380 Delmar Blvd Suite 1006
Ladue,Missouri 63124
marcelconcepts@sbcglobal.net

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Credit Repair News

Mortgage Payment Reduction

Bi-weekly Mortgage Association

 

 

 

 


Here's how it works!

 

The Preferred Bi-weekly MortgageÒ Program is a simple, proven method that helps homeowners save thousands of dollars in interest payments on their mortgage, reduces the mortgage term by up to one-third or more, and doubles home equity about every five years.  All this is accomplished by automating a homeowner’s payment method to their advantage instead of the lenders!

 

By enrolling in the Preferred Bi-weekly Mortgage® Program, your mortgage payments will be made electronically.  BWMA will automatically deduct ½ of your monthly mortgage payment plus a debit fee of $3.95 every two weeks – or 26 times each year from any checking, savings, or money market account.

 

Because there are 26 “biweekly” payments withdrawn from your designated account each year, an extra ½ payment will accrue twice a year.  These funds will be forwarded to your lender as an “Equity Accelerator” payment.  It is these Equity Acceleration Payments that will dramatically reduce your interest costs and double your equity!

 

Your electronic payments and withdrawals are insured by FDIC and further protected under federal banking regulation “E”. Under the Electronic Funds Transfer Act your money is more secure then writing a check or using a credit card. How safe are your funds? Safer than the method you are currently using to make your mortgage payments!


If you are interested in a proposal please call or email Marcel McThomas and we will send you the savings using your Numbers. Just provide a copy of your Mortgage statement and we will do the rest. We will email/fax or come out to your home and provide the actual savings based on your Home Loan. This is a great way to save without the cost and time of Refinancing. We have saved hundreds of people money using this incredible method. 

 

Preferred Bi-weekly Mortgage® Program exclusively managed by Bi-weekly Mortgage Assoc.






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